Autumn is no longer just about coping with drizzle, early sunsets, and memories of warm summer days. More and more Czechs are discovering the magic of traveling during shoulder season – cheaper flights, quieter destinations, and more space for yourself. And now PVZP is adding another reason: travel insurance with a 20% discount! From September 16 to October 31, 2025, travelers can take advantage of this special offer. Just get insured and set off on your adventure.
You might be thinking, “I’ve got my insurance card, that’s all I need.” Wrong! The European Health Insurance Card (EHIC) does give you access to medical care in some countries, but with limits – and you could still end up paying thousands out of pocket. You’ll need to cover patient co-payments or local fees, such as hospital stays. That’s why it’s worth considering commercial insurance before you travel.
Where’s it worth going now?
• Autumn sunshine by the sea – Greece, Turkey, or the Canary Islands at a fraction of summer prices.
• City breaks – Paris, Rome, or Barcelona are much more pleasant without tourist crowds.
• Outdoors and mountains – hiking in the Alps or Tatras with autumn colors all around.
Never travel without insurance
Czechs are cautious when it comes to travel insurance and usually don’t go abroad without it. That’s good news. But only a few pay close attention to the details of their policies. Most just buy “some” travel insurance and set out. To make sure your coverage is right, check:
• coverage limits (the maximum the insurer will pay),
• what add-ons are included (e.g. extreme sports, high-altitude hiking, diving),
• exclusions (situations not covered by the insurance).
Where are you headed this year?
Your destination is key when choosing coverage limits. If you’re traveling within Europe, lower limits are usually enough. For destinations outside Europe, higher limits are recommended – especially for the USA, Canada, or New Zealand, where medical care is extremely expensive. But even in Thailand or Indonesia, the bills can be astronomical.
Three travel insurance packages from PVZP
PVZP offers three options: Mini, Standard, and Premium.
• Mini is for short trips to nearby countries.
• Standard is ideal for trips around Europe.
• Premium is designed for travel outside Europe – it covers up to 250 million CZK in medical expenses and 25 million CZK in liability. Perfect for travelers who want complete peace of mind, no matter where they go.
Relax or sports? Tailor your add-ons
When arranging insurance, think about what you’ll be doing on holiday. If you’re tempted by extreme sports, you could get into trouble without extra coverage. The most common add-ons include:
• mountain rescue,
• deductible/security deposit for a rental car,
• Carefree Drive for holidays in your own car.
With the Premium package, you can also choose two add-ons for free, and get a 25% discount on any additional ones.
Does assistance service matter?
Absolutely. In case of trouble, quality assistance is essential – guiding you to trusted healthcare facilities, arranging appointments, and advising on what to do next. PVZP provides these services through the renowned AXA Assistance. It’s handy to have a printed insurance card with you, or you can use the modern option: your contract includes a QR code that saves all your insurance details directly to your phone.
Coverage limits and add-ons at a glance
• The coverage limit is the maximum amount the insurer pays in case of a claim (medical treatment, accidents, lost luggage, liability, etc.).
• Add-ons extend protection to risks not covered in the basic package – for example sports, lost electronics, trip cancellation, or higher accident risk.
No worries, just travel – with PVZP this autumn
If you’re thinking about a trip, now’s the time: cheaper insurance, calmer destinations, and more stress-free experiences. With PVZP, you’re covered – whatever happens on your travels, you won’t face it alone. We’ve got you. That’s a promise.
An offer worth even more
The 20% discount on PVZP travel insurance runs only until October 31, 2025. And here’s the bonus: discounts for VZP clients (20%) and members of the Healthy Living Club (30%) can be combined with the special promotion. That means you can save up to 50%! An opportunity simply too good to pass up.
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